Marty sits down with Jason Mikula to discuss fintech, Synapse, Banking as a Service, and the general state of banking.
Jason on Twitter: https://x.com/mikulaja
Jason's Substack: https://fintechbusinessweekly.substack.com/
0:00 - Intro
1:42 - Background on the Synapse case
12:19 - River & Unchained
13:35 - Who is at fault?
20:10 - FBO account structure
24:36 - Impact on end users
30:54 - Gradually, Then Suddenly & Zaprite
32:32 - Unclear resolution and stain on fintech
41:18 - Can small banks compete?
49:46 - SVB and the state of the banking system
57:00 - Are we seeing Chokepoint 2.0?
1:03:58 - Plugs
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Gradually, Then Suddenly
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