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Learning Bitcoin and Design: Spendability, ownership, and payment request formats

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This call is intended to help you learn new concepts about Bitcoin, Lightning, and design. The general format will be to focus on a specific topic or read-through a document together and discuss (like a chapter of the Design Guide, or something that will help us learn about Bitcoin and Lightning).

The topic for this call was more Lightning. We discussed questions like:

- What is the best way to think about payment channels?
- Does a merchant need to close their channels to "collect" their money?
- What is the difference between a Lightning node and a Bitcoin node?
- Payment Request Formats
- BOLT 11
- BOLT 12
- Keysend
- Etc.
- Chatted briefly about LSPs and Bosch's open PR on the topic.

Call issue: https://github.com/BitcoinDesign/Meta/issues/248
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