Nicholas Hinrichsen started his first company, Carlypso, in 2013. He participated in YCombinator and raised $10M in venture funding, before eventually selling the business to Carvana in 2017. Nicholas is now building a new company in the automobile space called Clutch.Â
In this conversation, we discuss learnings from building Carlypso, vertical integration, margin competition, propensity for action, neobanks, and the financialization of everything.
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